Rates for North Carolina
 
FHA
FHA loans are insured by the Department of Housing and Urban Development (HUD). FHA loans allow low to moderate income borrowers to buy a home with a smaller down payment. They also have more lenient underwriting guidelines regarding income and credit.  First–time homebuyers may be eligible for a State Housing Agency loan with lower interest rates. Down payment assistance may also be available. HUD Section 184 - Indian Housing Loans are also available. Contact a Mortgage Loan Consultant for more information.
 

Rates as of Tuesday, August 31, 2010
Product Description Points Origination Fee Interest Rate Annual Percentage Rate Payments Apply
FHA Loans - Purchase
15 Year Fixed   0.000 1.000% 3.750% 3.963% Show Payments and Rates
30 Year Fixed   0.000 1.000% 4.000% 4.121% Show Payments and Rates
FHA Loans - Refinance
15 Year Fixed   0.000 1.000% 3.750% 3.963% Show Payments and Rates
30 Year Fixed   0.000 1.000% 4.000% 4.121% Show Payments and Rates

 

Additional rates, terms and products are available upon request. Rates are subject to change at any time without notice. The rates stated above assume a 20% down payment and may be adjusted due to credit score.